When you log into your bank account, what does your savings look like? Probably not as good as you would like. It always seems like an uphill battle to build (and keep) a decent amount of savings.
But what if your car breaks down or you have a sudden medical bill?
We don’t judge – we don’t ride like that. We are here to help you. We just don’t want you to have to sell those Elvis-Presley signature corduroy pants you inherited just to pay a lousy plumbing bill. These pants are adorable.
Try these tips to get the ball rolling and start racking up your savings so you can breathe a little easier.
1. Ask for help – you deserve it
If you’re really in a bind, start with 2-1-1, a confidential service offered by the United Way that will help you find the resources you need to find affordable housing, pay rent, or pay for utilities. It’s there for people like you.
To use the service, go to 211.org and enter your location. He will show you the services in your community and give you a number to call. It is a clearinghouse of aid for food, shelter, utilities and employment. If you’ve never asked for help before, it means you don’t know what kind of help is out there.
You can also consider applying for a grant. Take, for example, Low Needs Grants, which are designed for workers near the poverty line who are not eligible for most other forms of social assistance.
2. Let this app pay you up to $ 83 when you win solitaire games
Many of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can make some money?
There is a free iPhone app called Solitaire Cash that lets you play for real money. You could be paid up to $ 83 per win.
You might be thinking: there must be a catch. It’s definitely one of those spam apps, isn’t it?
Wrong. There really is no catch. Of course, you can pay to play in some higher stakes tournaments, but there is no pressure. And, in fact, there aren’t even boring ads.
In each game, you will fight against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the game the fastest can win real money, from $ 1 to $ 83.
On the App Store, it has over a million downloads and over 15,000 ratings, with an average of 4.7 stars (out of 5). To get started, simply download the free app and immediately start playing your first game.
3. Get paid $ 225 / month to watch cooking videos
If we told you that you could get paid to watch videos on your computer, you’d probably be laughing.
Too good to be true, right?
But we are serious. A website called InboxDollars will pay you to watch short video clips online. One minute you might be watching someone baking brownies and the next you might be getting the latest updates on the Kardashian drama.
All you have to do is choose which videos you want to watch and then answer a few quick questions about them.
No, InboxDollars will not replace your full-time job, but it is possible to earn up to $ 225 per month.
It has already paid more than $ 50 million to its users.
Enter your email address here and you’ll immediately get a $ 5 bonus to get started.
4. Cancel your auto insurance
When was the last time you compared car insurance rates? Chances are, you’re overpaying with your current policy.
If it’s been more than six months since your last auto insurance quote, you should look again.
And if you browse a digital marketplace called SmartFinancial, you could get rates as low as $ 22 per month and save you over $ 700 per year.
It takes a minute to get quotes from multiple insurers, so you can see all the best rates side by side. Yes, in just one minute you could save $ 715 this year. That’s a big cash back in your pocket.
So if you haven’t checked auto insurance rates in a while, see how much you can save with a new policy.
5. Get $ 80 free to play this game on mobile phone
We all have our favorite ways to kill time. A good book, a good conversation, a hockey game.
Here’s another great time-saving tool: playing games on your iPhone. What if you could play for real money? Real money? There is a free app for iPhone and iPad called Bubble Cash that pays you for playing. You can get paid up to $ 80 per win!
You may be wondering if there is a catch. But there really isn’t. Bubble Cash is free to download and is completely skill-based. And it is quite popular. It has over a million downloads and has an average rating of 4.5 out of 5 on the App Store.
Players have won hundreds of thousands of cash prizes so far.
To get started, simply download the free app and immediately start playing your first game.
6. See if you can get some free money from this business
Here’s the deal: if you don’t use Aspiration’s debit card, you’re running out of free money. And who doesn’t want free money?
Yeah. A debit card called Aspiration gives you up to a 10% bribe with each pass.
Need to buy groceries? Free money.
Need to fill the tank? Bam. Free money again.
You were going to buy these things anyway – why not get some free money in the process?
Enter your email address here and link your bank account to see how much extra money you can get with a Free Aspiration account. Do not worry. Your money is FDIC insured and under military grade encryption. It’s just a nerd talk for “it’s totally safe.”
7. Ask this website to help you pay your credit card bill this month
No, like… the whole bill. All.
While you stress over your debt, your credit card company gets richer on these insane interest rates. But a website called Fiona could help you pay that bill tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan that you can use to pay off every credit card balance you have. Earnings? You only have one bill left to pay each month, and because the interest rate is so much lower, you can get out of debt much faster. Also, no credit card payments this month.
Fiona can help you borrow up to $ 250,000 (no collateral required) with fixed rates starting at 2.49%.
Fiona won’t make you stand in line or call a bank. And if you’re worried you might not qualify, it’s free to check online. It only takes two minutes and can save you thousands of dollars. Really worth it.
All that credit card debt – and the anxiety that goes with it – could be gone by tomorrow.