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A points credit card is a good choice for those looking to get the most out of their money. Chase offers its customers a few options to earn even more with eligible cards through its Ultimate Rewards program. One of these options is Shop Through Chase, a portal that allows cardholders to accumulate points quickly and by allowing them to purchase products and services from participating retailers, with the ability to choose how to use these points. points. Here’s what you need to know about the Chase shopping portal.
Shop Through Chase Overview
Shop Through Chase is one of the many benefits of having a card with access to Chase’s Ultimate Rewards program.
What is that?
This feature allows cardholders to earn up to 15 points for every dollar spent at over 450 stores and obtain attractive discounts. Ultimate Rewards and Shop Through Chase should not be confused with Chase Offers, which is a separate program that offers different benefits with each Chase credit card, not just those offering rewards.
How it works?
To access the Chase shopping portal, here is a guide:
Follow these steps:
Go to the Chase Ultimate Rewards page. Log in to Chase Ultimate Rewards using an eligible card.
Use the “Earn/Redeem” menu at the top of the account homepage.
Select the “Earn bonus points” option.
- Browse the available merchants and choose one.
- Click on “Buy this offer”.
The site will then direct you to the official site of the selected store. You will get bonus points as long as you check out in the same session. Once the merchant has reported the purchase, all rewards will be reflected on the next bank statement. The specific number of points earned per offer may depend on the Chase credit card used at checkout, so comparing options before applying for a card is always a good idea.
Purchasing through Chase also allows users to track promotions offered by the stores they frequent the most. The Chase Shopping Portal will notify them via email when great deals are available on their favorite sites.
Who can use the Chase Shopping Portal?
To access Shop Through Chase, cardholders must be enrolled in the Ultimate Rewards program. This means they must have an eligible Chase card that allows them to earn Ultimate Rewards points. Once on the merchant’s website, they can use any other card they want.
Before finalizing a Shop Through Chase purchase, you should always compare prices and rewards on different portals. You might find other retailers selling the same items. however, the trade-off is that they may offer fewer points per purchase or have a better discount.
Of course, the priority of points over prize or vice versa depends on the preferences and needs of each cardholder. Still, it’s always good to know all the available alternatives before making the decision that benefits you the most.
Merchants on Shop Through Chase
Shop Through Chase gives Ultimate Rewards members access to over 450 options to buy their favorite products online. Chase Shopping Portal merchants fall into different categories and offers may be subject to availability.
|Clothes and accessories||American Eagle, Banana Republic, Nike, Ray-Ban, Under Armour, Old Navy|
|Department stores||Macy’s, Kohl’s, Neiman Marcus|
|Pharmacies, beauty and cosmetics||Walgreens, Sephora|
|Technology and electronics||Apple, Bose, Microsoft, Lenovo, Samsung|
|Home office stores||Home Depot, Walmart, Staples|
A points credit card is a good choice for those looking to get the most out of their money. Chase Bank offers its customers a few options to earn even more with eligible cards through its Ultimate Rewards program. One of these options is Shop Through Chase, a portal that allows cardholders to accumulate points quickly and by allowing them to purchase products and services from participating retailers, with the ability to choose how to use these points. points. Here’s what you need to know about the Chase shopping portal.
What are the best credit cards to use on Shop Through Chase?
While it’s true that Shop Through Chase is powered by its parent bank, that doesn’t necessarily mean cardholders have to use a Chase credit card to make their purchase. Merchants in the Shop Through Chase selection will report all two-way purchases when made through the link provided in the shopping portal.
Cardholders can still earn their regular rewards plus Chase Points through their Ultimate Rewards account, even when paying with a card from a different issuer at checkout. However, it is best to use a compatible Chase Rewards card to receive Ultimate Rewards benefits.
Chase has several credit card choices, but not all give users Shop Through Chase privileges. Additionally, even when compatible with the program, some Chase cards may offer higher rewards than others. Deciding which is the best alternative for accumulating more Shop Through Chase rewards faster is up to the customer. Here are the best Chase credit cards linked to the Ultimate Rewards program.
Hunting Freedom Flex
Annual fees: $0
APR: 0% per introduction for the first 15 months.
This Chase credit card offers a $200 welcome bonus to new users after spending more than $500 in the first three months. It also offers cardholders 5% cash back on gas stations in the first year for up to $6,000 in purchases. Other benefits include:
- 5% cash back on $1,500 or less per quarter in bonus categories
- 5% cash back on travel paid through Chase
- 3% cash back on restaurants, takeout and drugstores
- 1% cash back on other purchases
Chase unlimited freedom
Annual fees: $0
APR: 0% per introduction for the first 15 months.
This option offers a cash back welcome bonus of up to $200. Additionally, the Freedom Unlimited card offers users:
- 5% cash back on trips purchased through Chase
- 3% cash back on restaurants, pharmacies and takeout
- 1.5% cash back on all other categories
Chase Freedom Student
Annual fees: $0
APR: variable at 14.99%.
This student card offers new customers a $50 new cardholder offer after their first purchase for any amount in the first three months. The Chase Freedom Student card also gives:
- 1% cash back on every purchase
- Free access to credit score
- $20 good reputation rewards after each account anniversary for up to five years
Favorite Chase Sapphire
Annual fees: $95
APR: Between 15.99% and 22.99% variable
The Sapphire Preferred offers users up to 60,000 points after spending $4,000 in the first three months of membership. This translates to $750 that can be used to travel under the Chase Ultimate Rewards program. This card also gives:
- 5 points per dollar on travel booked through Chase Ultimate Rewards
- 3 points per dollar on meals and takeout, including some delivery services
- 2 points per dollar on any other travel-related purchases
Reserve Chase Sapphire
Annual fees: $550 (additional $75 for each authorized user)
APR: Between 16.99% and 23.99% variable
New cardholders get 50,000 bonus points for spending $4,000 in the first three months of membership. Sapphire Reserve cardholders can also enjoy:
- 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals booked through Chase Ultimate Rewards (applicable after first spending $300 in travel-related purchases per year)
- 50% more value when points are redeemed for travel bookings made through Chase Ultimate Rewards or statement credits
- 1:1 point transfers to cardholder’s choice of major airline and hotel loyalty programs
How many points can a cardholder typically earn using Shop Through Chase?
Offers may vary and change between Shop Through Chase portal logins. Some merchants offer up to eight Ultimate Rewards points for every dollar spent. On average, however, one to four points is what is usually awarded per dollar spent.
Tips for maximizing earnings:
- Avoid item returns to avoid points being revoked
- Check the points caps and other conditions in the available offers
- Compare the rewards offered with other available discounts
- Watch for offers on the Ultimate Rewards site
- Use the correct credit card based on purchase category
Is using Shop Through Chase worth it?
Shop Through Chase can increase point earnings quickly, so using it to shop is well worth it when used correctly. Accessing the portal is a convenient way to find hundreds of merchants in one place, and purchasing through it offers some pretty powerful points-earning potential.
These points can then be redeemed by booking flights or hotels, purchasing gift cards, or using them for statement credits. Ultimate Rewards points can also be transferred to make purchases at Amazon or Apple, for example, or at a host of travel partners. A single Ultimate Rewards point has a cash value of $0.008 when used at checkout.
There is no limit to the number of points a cardholder can earn when making purchases through Shop Through Chase. There is also no spending limit per purchase, unless otherwise specified by the merchant.
Despite all these advantages, there are also some disadvantages. Cardholders may find slightly higher prices when using the Shop Through Chase portal, for example, by getting a better deal if they buy directly from the merchant. Also, if a cardholder decides to make a purchase through the portal, they generally won’t see their rewards immediately.
Good to know
Points awarded for purchases made with a Chase credit card do not expire as long as the account remains often. There is no limit to the number of points that can be earned.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, criticisms, evaluations or recommendations expressed in this article are those of the author alone and have not been reviewed, endorsed or otherwise endorsed by Chase.
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