Found: a watch and a cane
DEAR SUN: We found a watch on Saturday September 18th around 5pm in front of Holy Family Church in Lewiston. If you think this could be yours, please contact me at 440-4794. – No name, no city
DEAR SUNSHOTS: As he made his way to Jay from Livermore Falls on Highway 4 on Saturday, September 18, around 5:30 p.m., a cane appeared to fall from the roof of the car ahead. On the way back, the cane was still on the road. My husband stopped to pick it up. It is an adjustable cane made of metal. If the owner can identify it, we would be happy to return it. Please contact us at 615-3203. Please help us find the owner of a lost item. – Diane, East Livermore
REPLY: Hopefully the people who lost these items are Sun Spots readers. Let us know what’s going on!
DEAR SUN SPOTS: I am looking for an Edward Little High School Class of 1965 Ladies Class Ring. Please contact me at 685-9957 if you have one that you no longer want. – Carol, no town
REPLY: I’m curious about this request, so let us know how it goes!
DEAR SUNPOINTS: We can always count on you and I have a good one for you. I am a senior and have a problem with a credit card company telling me that I owe them over $ 2,000 for something I didn’t buy. There was an investigation but nothing was resolved. I don’t owe this money. I need help. – No name, no city
REPLY: If you see a line on your credit card statement for something you don’t recognize, call the customer service number on the back of your credit card to report the problem. Most payment card fraud investigations are actually handled by the cardholder’s issuing bank, rather than a card network like Visa or Mastercard. Generally speaking, after a customer files a complaint, the bank will collect all relevant information and carefully review the details of the transaction.
Another thing you can do is take a close look at the information in the purchase description. There may be a toll-free number for the business or store where the purchase was made. Otherwise, search for the number online. For example, if the item was purchased from Amazon, there would be a number to call for more information.
Maybe you are dealing with fraud, or maybe you accidentally bought something online without realizing it. Keep working with your credit card company and don’t give up. The Fair Credit Billing Act (FCBA)states that credit card users are only responsible for a maximum of $ 50 in fraudulent charges.
The major credit card networks – Visa, Mastercard, Discover and American Express – go even further by offering “zero liability” policies. This means that in the event of fraud, you won’t have to pay a dime.
If you need more help with this problem, SeniorPlus (seniorsplus.org, 795-4010) can provide you with resources. You can also contact Pine Tree Legal (784-1558, ptla.org) and Maine 211 (2-1-1, www.211maine.org).
This column is for you, our readers. This is for your questions and comments. There are only two rules: You must write in the column and sign your name. We will not use it if you ask us to. Please add your phone number. Letters will not be returned or answered by mail, and phone calls will not be accepted. Your letters will appear as quickly as space allows. Send them to Sun Spots, PO Box 4400, Lewiston, ME 04243-4400. Requests can also be sent by email to [email protected].
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