Delta SkyMiles Gold American Express Benefits Guide


The Delta SkyMiles® Gold American Express card allows users to accumulate miles without paying exorbitant annual fees. This card also comes with a surprising number of perks, including perks that can help you save money or have a more comfortable travel experience.

But what exactly do you get with the Delta SkyMiles Gold? And what are the Delta Gold benefits really worth?

This guide covers the current list of Delta Gold benefits, how to use them, and other reasons you might want to sign up for this airline credit card.

Delta SkyMiles Gold American Express Highlights

  • Earn 70,000 bonus miles when you spend $ 2,000 on purchases within three months of account opening
  • Earn 2X miles on Delta purchases, restaurants and U.S. supermarket purchases, plus 1X miles on other purchases
  • $ 0 annual fee the first year, then $ 99
  • APR variable from 15.74% to 24.74%

Earn Delta SkyMiles

The Delta SkyMiles Gold allows users to earn 2X miles on Delta purchases, purchases at US restaurants and supermarkets, as well as 1X miles on other purchases. This earning rate is decent among airline credit cards, and the categories are quite useful.

You also earn 70,000 bonus miles when you spend $ 2,000 within three months of opening the account, but what are those miles really worth? According to recent reviews from The Points Guy, miles earned through the Delta SkyMiles program are worth approximately 1.2 cents each. This makes the bonus offer worth around $ 840 in airline tickets.

When it comes to redeeming Delta SkyMiles, the first detail to note is the fact that this loyalty program does not have a rewards table. It can be difficult to know exactly how many miles you need for the reward you want, but you can always play around with the options on to get a feel for it.

Typically, return domestic economy flights on Delta start at approximately 15,000 miles, while return international economy flights start at approximately 60,000 miles. These are only estimates, however, and you will likely find award tickets that cost more or less.

As an example, consider this award flight in November 2021 from Los Angeles (LAX) to New York (JFK). On the Delta website, you can easily see the various dates with return economy class fares starting at 14,500 miles.

In the meantime, you can see how the mileage prices change for international flights. In the example below, return economy flights from Chicago to Paris start at 58,000 miles for November dates.

Screenshot of Delta's website booking page showing flights from Chicago to Paris

Note that you can use Delta SkyMiles to pay for upgrades or Delta gift cards. You can also donate your miles or use them for magazine subscriptions, experiences or vacation packages.

Travel benefits

The Delta SkyMiles Gold offers some great benefits in addition to the rewards you can earn. The following benefits can make traveling with Delta more comfortable, more affordable, or both.

Free checked baggage

This card gives you one free checked baggage on Delta flights, and it applies to up to eight other companions on your itinerary. Since one piece of checked baggage on Delta would cost you $ 30, this benefit can be worth up to $ 240 on a round-trip flight for a family of four.

Priority boarding

The Delta SkyMiles Gold also comes with priority boarding in Main Cabin 1 on Delta flights. Again, this benefit applies to the cardholder and up to eight companions on their itinerary.

20% discount on in-flight purchases

Use your card to pay for in-flight food, drink, and headset charges and you’ll get 20 percent back on those purchases as a credit to your account.

Car rental loss and damage insurance

Cardholders are also eligible for secondary rental car coverage when they pay for an eligible rental car with their Delta SkyMiles Gold. This warranty does not include any liability cover.

No foreign transaction fees

The Delta SkyMiles Gold does not charge an overseas transaction fee if you use it for purchases outside the United States Since overseas transaction fees typically range from 1% to 4%, savings from this benefit can add up.

$ 100 Delta Flight Credit

Finally, cardholders who spend $ 10,000 on their card in a calendar year can qualify for a $ 100 Delta flight credit valid for future travel.

Purchase advantages

In addition to the travel benefits offered with the Delta SkyMiles Gold, there are purchase protections and purchase benefits. Here are the main advantages of Amex Gold for purchases that you should know about.

Pay it, schedule it

American Express Pay It, Plan It features allow you to quickly pay off small purchases or split large purchases and pay them back interest-free in exchange for a fixed monthly fee.

ShopRunner Membership

This card comes with ShopRunner membership, which includes free two-day shipping and free returns to over 100 stores. Participating retailers may change over time, but currently include American Eagle, Neiman Marcus, Soma, Cole Haan, and more.

Extended warranties

Cardholders can receive free extended warranty coverage on eligible items with a manufacturer’s warranty of five years or less. This benefit is in addition to another year of extended warranty protection.

Purchase protection

Purchases made with the card are also eligible for purchase protection against damage or theft. This benefit applies to purchases up to 90 days, and is valid for up to $ 1,000 per event and up to $ 50,000 per calendar year.

The bottom line

The Delta SkyMiles Gold American Express card offers great benefits for frequent travelers and shopping benefits that most people don’t even know about. Since you also earn Delta SkyMiles for every dollar you spend, there are plenty of reasons to choose this card over other reward credit cards you may be considering.

Even so, it never hurts to compare all of your options before you make up your mind. Be sure to take a closer look at other airline credit cards, including other Delta credit cards, before you apply.


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